Privacy/ Terms and Conditions
MidPoint, a division of Netco, Inc.
At MidPoint, a division of Netco, Inc., we recognize the privacy expectations of our customers and the requirements of federal and state privacy laws. MidPoint, a division of Netco, Inc. will collect only the information that is needed to serve you and administer our business. We also carefully limit and control how we share information about customers. We share customer information only as outlined in this Privacy Statement. We do not share customer information with non-financial companies to enable them to market their products and services directly to our customers.
We may collect nonpublic information about you from the following sources:
Information we receive from you, such as on applications or other forms.
Information about your transactions we secure from our files, or from our affiliates or others.
Information we receive from a consumer reporting agency.
Information we receive from others in your transaction.
Unless it is specifically stated otherwise in an amended Privacy Statement, no additional nonpublic personal information will be collected about you.
We may disclose any of the above information that we collect about our customers or former customers to our affiliates or to nonaffiliated third parties as permitted by federal and state law.
Pursuant to Title V of the Gramm-Leach-Bliley Act, you may “opt out” of the dissemination of any nonpublic personal information. In order to opt out you should contact a Netco, Inc. customer service representative at 1-877-776-3826 and indicate the information you do not want disclosed.
We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards to guard your nonpublic personal information.
WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.
MidPoint, a division of Netco, Inc.
TERMS AND CONDITIONS
This legal notice applies to all proprietary material available through this Internet site, www.midpointtitle.com, hereafter referred to as “this Site.”
Unless otherwise noted, product names, designs, logos, titles, text, images, audio and video within this Site are the trademarks, service marks, trade names, copyrights or other property of MidPoint, a division of Netco, Inc. All other unregistered and registered trademarks are the property of their respective owners. Nothing contained on this Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of the Intellectual Property of Company displayed on this Site without the written permission of the Company.
Use of this Site:
Company maintains this Site for your personal information, education and communication. Please feel free to browse this Site. You may download material displayed on this Site for non-commercial, personal use only, provided you also retain all copyright and other proprietary notices contained on the materials. You may not, however, distribute, modify, transmit, re-use, re-post, or use the content of this Site for public or commercial purposes, including the text, images, audio and video without written permission of Company. Changes periodically are made to the information contained in this Site.
No Warranties; Limitation of Liability:
THIS SITE IS PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT.
Company also assumes no responsibility, and shall not be liable for any such damages to or viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, browsing in this Site or your downloading of any materials, data, text, images, video or audio from this Site or any linked sites.
In no event shall Company or any other party involved in creating, producing, maintaining or delivering this Site, or any of their affiliates, or the officers, directors, employees, shareholders, or agents of each of them, be liable for any damages of any kind, including without limitation any direct, special, incidental, indirect, exemplary, punitive or consequential damages, whether or not advised of the possibility of such damages, and on any theory of liability whatsoever, arising out of or in connection with the use or performance of, or your browsing in, or your links to the other sites from this Site.
Unaffiliated Products and Sites:
Descriptions of, or references to, products, publications or sites not owned by Company or its affiliates do not imply endorsement of that product, publication or site. Company has not reviewed all material linked to this Site and is not responsible for the content of any such material. Your linking to any other sites is at your own risk.
Communications with this Site:
You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. Company will fully cooperate with any law enforcement authorities or court order requesting or directing Company to disclose the identity of or help identify or locate anyone posting any such information or materials.
Any communication or material you transmit to this Site by email or otherwise, including any data, questions, comments, suggestions, or the like is, and will be treated as, non-confidential and non-proprietary. Company cannot prevent the “harvesting” of information from this Site, and you may be contacted by Company or unrelated third parties, by email or otherwise, within or outside of this Site. Anything you transmit may be edited by or on behalf of Company, may or may not be posted to this Site at the sole discretion of Company and may be used by Company or its affiliates for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast and posting. Furthermore, Company is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to this Site for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products using such information.
Although Company may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on this Site, Company is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger, or inaccuracy contained in any information within such locations on this Site. Company assumes no responsibility or liability for any actions or communications by you or any unrelated third party within or outside of this Site.
United States Governing Law:
This Site was developed in the United States of America in accordance with and shall be governed by, and your browsing in and use of this Site shall be deemed acceptable of, the laws of the State of Illinois, United States of America. Notwithstanding the foregoing, this Site may be viewed internationally and may contain references to products or services not available in all countries. References to a particular product or service do not imply that Company intends to make such products or services available in such countries.